We proudly offer loans near me in almost every state of the US, so your loan application can be connected with a local company and you`ll find the quickest and most acceptable solution.

What is a Payday Loan about?

It is often used to help you get the money until your next payday. Almost all Americans are getting paid at the end of the month, and it is very generic to have a lack of cash until the next pay date. You may need money for a household emergency, car repairs, or other expenses.

The loan is also called ‘payday advance,’ as you can get cash previously and pay it back at a time on your next pay date. So in case of a one-off emergency, you can get help in no time.

Nowadays payday loan apps help you to get a loan for a period of a couple of weeks and also there are options ranging from 12 to 60 months. So you`ll have more breathing space and rather than taking $255 and paying back in full just a few weeks later, you may wish to get a bit more and for a longer period of time.

The ways to Borrow Money by applying for a Payday Loan

The online application for a payday loan can be submitted online in less than 5 minutes and you`ll receive an immediate decision on the screen. We will connect you with one of our lenders automatically and they`ll carry out some further checks if you wish to proceed. In case of success, you`ll get the loan in 24 hours or the next business day.

What Are the Payday Loans For?

The main purpose of this loan is to help you in case of a short-term shortage of money. As you get the money upfront you can pay off your emergency expenses in time, and when you receive your income on your next payday, you pay back your loan in full.

The list of emergencies: car or household repairs, unexpected medical bills, groceries, rent payments, and funerals.

How to make the repayments?

The repayments for Payday loans are equal monthly installments so if you borrow over 2 months, you will be paying 2 identical amounts at the end of each month. You can repay your loan after just one month, or after a longer period, if you prefer. It depends on which lender You are connected with.

In the case of fast payday loans, you may need to get money upfront, pay off any urgent expenses and repay your loan in full at the end of the month then it only ends up lasting just a few weeks. But in case you need some of the larger amounts such as $1,000, $5,000, or $10,000, you may wish to split your repayment over 12, 24, 48, or 60 months. The repayments will be collected from your bank account each month automatically, you don`t need to call up, make a manual payment or send a cheque. We are doing everything to make your life easier.

Can I Get a Payday Loan on The Same Day of Applying?

Yes, you have a chance to get a same-day payday loan the same day, if you meet the criteria of:

  • Being of age over 18 years, having permanent employment and income, social security number, and a checking account for your funds to be paid into.
  • To increase the chances of getting a loan on the same day, make sure that all provided information is accurate and that you meet all the criteria. You can also provide a bank statement as proof of income or employment.
  • And if you are applying during work hours of Monday to Friday from 9 AM to 5 PM, you`ll also have more chances of getting money within 24 hours, rather than applying on a slow Sunday or holiday.

Can I Apply for Loans Near Me?

We are working with a number of payday loan companies near me and can connect your loan application with a lender who is based in your State, including Nevada, Texas, Ohio, California, and Illinois (also all 37 states where payday loans are legalized).

It is important, as loan terms and interest rates can vary between States. However, we also cooperate with lenders who work in multiple jurisdictions that`s why your loan can be approved wherever you live in the US.

Although many of these States offer local payday loans, our process is completely online, so you do not have to visit an office or wait for a decision. Everything with us is processed online, so you can complete your application form in a few minutes, and get funds in just a couple of hours if your loan is approved.